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Compulsory insurance

 

According to the law on “Compulsory insurance against losing ability to work as a result of industrial accidents and professional diseases”, Azerbaijan-based legal entities and individuals insure their employees on above mentioned type of insurance.

Insurance payments are considered to be made to the employees on disability or death as a result of occupational accidents and diseases.

 

Insurance guarantee and payments on this type of insurance are provided as follows:

• Death as a result of occupational accidents and diseases

• Fully and permanently losing ability to work as a result of industrial accidents and professional diseases

 

Advantages for employer:

 

• No cost incur on financial payments as a result of occupational accidents

• Calculation of expenses on paying compensation to the employees  

 

Advantages for employees:

 

• Financial protection of employees and their relatives from the occupational accidents

• Full consultation by representatives of insurer

 

 

 

The tariffs are set as following depending on rate of professional risks and categories of insured people:

• For servicemen (heads, specialists, technical executors) in the range of 0.2% and 0.5%

• For laborers in the range of 0.4% and 2.0%

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